I have bad credit. What can i do to get good credit? I wont be approved for a credit card. What can i do?
2006-06-13 04:41:54 · 7 answers · asked by gracecongiusti 1 in Business & Finance ➔ Personal Finance
put 500 bucks into a savings then borrow 400 bucks pay it off on time
2006-06-13 04:44:49 · answer #1 · answered by Mr nice guy 2U 5 · 0⤊ 0⤋
(Teary Eyed) I don't know how to tell you this................................but there is nothing you can do... Once you hit the bottom with everybone broken you can't even get up... They can medivact however (call one of those debt councellors on TV. They might be able to get you out. But unless you are really wanting help I suggest you don't repeat history... as people do all the time... like the behemoth who loses all the weight and turns around on a bad day and inhales a gallon of ice cream... call a debt councellor or sell everything you have, invest it and start from scratch... I don't use a credit card, I did only for a couple of years only to establish credit, but then again it really doesn't matter.. I know if the credit card companies were a local buisness, they wouldn't last... you should see the degenerates walking the streets here with thier paper bags and hanging outside the meth clinics.. I think you can still get a credit card just apply for the one with the most interest... Buy something you can pay off like a candy bar or pack of gum and pay if off right away.. Don't wait for the bill. It will show you actually have initiaive.. I always say "if you can't buy it in cash" you don't need it... with the only acception of being a house as they are rather expensive.. hope this helps other wise I just wasted 5 minutes of my life...
2006-06-13 11:50:48 · answer #2 · answered by need to know basis 3 · 0⤊ 0⤋
Get a secured credit card from a good bank and keep up with the payments and they will increase credit limits.
Take out a car loan.
Get department store credit card. They usually give people with bad credit one. Try gas cards.
2006-06-13 11:46:07 · answer #3 · answered by Itiswhatitis 2 · 0⤊ 0⤋
Try paying off all those credit bills. Thats what they look at to see if you are paying those credit cards on time.
2006-06-13 11:45:21 · answer #4 · answered by localgirl420 3 · 0⤊ 0⤋
give money to NATO.
they can fix credit problems. also you can sell stuff on ebay.
2006-06-13 11:45:07 · answer #5 · answered by dacrunklobsta 2 · 0⤊ 0⤋
build up a record of good payment
do this for 2 jears and you will be back on track
2006-06-13 11:48:09 · answer #6 · answered by spike 3 · 0⤊ 0⤋
Have a look here.
2006-06-15 05:56:22 · answer #7 · answered by Anonymous · 0⤊ 0⤋