who is making money from Fed raising intrest rates?

Answer 1

On a net basis, no one. In real terms, higher interest rates are a result of inflation which is an asset transfer usually from the poor to the rich. However, there can be no profit if rates rise and no real transfer.

Now, there are individuals and organizations who personally benefit and others who lose. On average, everything is neutral. Anyone holding cash, variable rate instruments or short long dated fixed rate instruments is ahead. Anyone fully invested, holding fixed rate instruments or short floating rate securities is losing. Commodity prices tend to fall as rates rise, existing owners tend to lose, but consumers then buy things at lower costs and win an equal amount (or approximately).

Answer 2

You.

If the Fed does not raise rates and inflation goes up 10% and you have $100.00 in your pocket you can only buy up to $90.00 in things.

I mean prices go up and if you used to buy a beer for $1.00 it now costs $1.10 and you are still making the same salary so you lose a lot of money.

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Answer 3

Banks who loan to retail customers(credit card variable rates) and business customers(business credit lines with variable rates).

Answer 4

Anyone who borrowed at a lower fixed rate.

Answer 5

Noone it is used to control inflation

Answer 6

credit cards , banks

Answer 7

the banks

Answer 8

I am. I sell short.