repossession can they take our truck without warning in louisana?

Question

they went to my husband job an toke our truck without letting us know

Answer 1

First the many letters and statements showing you owed them money is a good start that you had some warning and should know something was going to happen.

So yes there was plenty of notice, it was called you knowing that you were not paying for it.

Next it is often very dangerous to let people know you are going to repo thier auto, most try to physcially stop the repo man or hide the car and worst.

So yes you should have known they were going to repo, not an official notice but come on, what do you think they were going to do.

And why are you mad and wanting to find something on a company doing thier job because you failed to pay for the truck like you promised.

It is your fault and you are bad at them?????

Answer 2

Reposession for nonpayment is normally covered in the sales contract and gives limits on how far behind one can get before retaking the car will occur.

Answer 3

If you're dealing with Ford Motor Credit -- they will. They have a really poor history of repo, there's a class action lawsuit on it. Check your state government website -- there should be info on it about what is legal.

Answer 4

They avoid potential trouble by NOT letting you know. That's just standard operating procedure. When you've reached that point, the vehicle is no longer yours anyway.