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I need it so me and my sis can go to travel in a few days, and I don't have that much income every month.

2006-06-08 19:39:55 · 4 answers · asked by raz 4 in Social Science Economics

4 answers

Probably, although you won't have an ideal rate.

Your rate will be even worse because it's basically an unsecured loan - there's no collateral. It's better to save for than to finance a trip. If the money were for an auto, a house - something with a tangible value - or for which there was a guarantor - ie, the U.S. govt for an education loan - that's a different story. But your medium credit rating and the non-collateralized non-productive nature of your loan makes it a high risk.

2006-06-09 04:00:35 · answer #1 · answered by Veritatum17 6 · 1 0

You can get the loan, at a high interest rate no doubt and I don't suggest you tell them that you need it for travel. Put up a collateral and tell them you are using it for home remodeling or for business.

2006-06-08 19:45:26 · answer #2 · answered by Anonymous · 1 0

Most banks actually will loan you the money, however they will charge you a higher interest rate!

2006-06-08 19:42:44 · answer #3 · answered by old dude 5 · 1 0

Its posible, but you would get a high intrest rate. The worse the rating, the higher intrest rate, and harder it will be for you to get a loan.

2006-06-08 19:43:00 · answer #4 · answered by spacenut10100 3 · 1 0

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