Going to rent a car for the family to go on a roadtrip. Should I pay that extra 15 bucks a day for "insurance"? I was always told to NEVER take it. Is it just a gimmick? Should I risk it?
Thanks.
(I ALWAYS award those coveted "best answer" points!)
2006-06-06 17:26:06 · 4 answers · asked by Gray Rock 3 in Travel ➔ United States ➔ Other - United States
Check your personal auto insurance policy, some policies have car rental insurance built into your coverage. I made sure mine did. Also a trick is to book a smaller vehicle if you can and if you arrive late at night, there are usually only full size and up left...free upgrade. Economy and Compact's go fast.
This is from Clark Howard's Wesbite. He is a consumer advisor here in Atlanta.
-To get the best deal, book a car when you book your flight. Then re-check before you leave to see if there's a cheaper rate. Check car rental Web sites for bargains at both times.
-When you rent a car, don't accept the insurance options the company wants you to buy. Check with your own auto insurance agent to see if you're covered under your policy, or use a premium credit card that offers travel insurance.
-Check the rental car carefully before you leave the rental lot. If you see any damage, have an official of the company note it on the rental contract before you leave.
-If you're planning to go somewhere during peak season, make sure you can find an affordable car before you buy a non-refundalble airline ticket.
-Rent the smallest car available at the cheapest rate. About half the time, the rental company won't have the small car you ordered and will have to give you a larger car at the small-car price. Update!
-Always take the car out with a full tank of gasoline and return it with a full tank.
-If you're renting for five days or more, a weekly rental will provide a large discount.
2006-06-06 17:39:31 · answer #1 · answered by southrntrnzplnt 5 · 2⤊ 1⤋
You have lots of different options. The rental car companies price will vary, but can run about $30 a day. You can also do the insurance from AMEX.
Call your insurance agent for your car. Most insurances will cover your rental cars as well. However, if you were to get an accident, just like with your own car, it is likely your rates will go up.
My suggestion would be to get a vacation insurance. They can cover how much of your trip you like, so you could buy the lowest coverage, which may even cover more than your car. Then, if you were to have an accident or something, it would not make your regular insurance go up. I always use travel protection for my trips, so this also covers the cars. But it usually is pretty inexpensive to just cover the car rental as well.
Hope this helps!
2006-06-06 17:54:32 · answer #2 · answered by tech_fanatic 7 · 0⤊ 0⤋
If you have full coverage on your car than most likely that insurance will cover your rental car but check with your insurance company before you leave. I know if you are renting in Mexico that your insurance will not cover the rental car.
2006-06-06 17:51:07 · answer #3 · answered by classyhog 1 · 0⤊ 0⤋
Wow this one is getting an excellent style of feed back. nicely kiddo to procure it and you own it. There are no rules putting forward that wrecked, flooded, blown up or in spite of passed off could be suggested to motor vehicle fax, no longer something. They, motor vehicle fax, retrieve their techniques from insurance companies. you haven't any case what so ever.the only ingredient that would ensue is out of the goodness of the sellers heart, maximum unlikely. to procure something as is the place is and the way is. to procure the motor vehicle waiting for it to be coated by technique of the production unit guarantee, no longer something incorrect with this. besides the undeniable fact which you probably did no longer examine into it. to procure a motor vehicle online from a cyber web website that has no longer something to do with attempting to make advantageous the itemizing the two. you do not have a case of fake advertising. Totaled automobiles are bought and acquired each and on a daily basis. automobiles get totaled, insurance companies, pending the insurance style, purchase the automobiles and sell them much less costly attempting to recoup a number of their money. The purchasers get those issues, restoration them and sell off them. ok restoration is a vast term. right here yet another tid bit. to procure a motor vehicle that replaced into totaled and repaired. nicely now you have a partly rebuilt/ restored motor vehicle that replaced into geared up by technique of hand. Wrecked automobiles could be fixed reckoning on the wear and specially situations could be made new lower back, specially situations. nonetheless if there is major physique harm it is not the comparable. it is while a motor vehicle desires to be overwhelmed, except somebody can stay with the wear. in case you're worrying a pair of guarantee you should purchase a motor vehicle guarantee which in many situations is extra effective than the production unit guarantee.
2016-11-14 07:37:56 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Your auto insurance company may cover rentals. Also most platinum credit cards will cover you
2006-06-07 07:03:44 · answer #5 · answered by retired_afmil 6 · 0⤊ 0⤋
most renters insist on it. say one of your kids spills something in the seats or your car gets a bad scatch then that will come out of your pocket. but if you have the ins it will cover it all. i would say get it. i would.
2006-06-06 17:33:00 · answer #6 · answered by duc602 7 · 0⤊ 0⤋