what is a under writer?

Answer 1

BANKING :
Underwriters are those who handle the underwriting of Securities - a way of placing a newly issued security, such as stocks or bonds, with investors.
A syndicate of banks (the lead-managers), underwrite the transaction, which means they have taken on the risk of distributing the securities. Should they not be able to find enough investors, then they end up holding some securities themselves. Underwriters make their income from the price difference, or underwriting spread, between the price they pay the issuer and what they collect from investors or from broker-dealers who buy portions of the offering. When a dealer bank purchases Treasury securities in a quarterly Treasury bond auction, it acts as underwriter and distributor.
Treasury Securities purchased by a primary dealer are held in a dealer bank's trading account assets portfolio, and often resold to other banks, and to private investors.
INSURANCE :
Insurance underwriters figure out how risky it is to insure people and businesses. They also decide how much coverage they should receive and how much they should pay for it. Underwriting involves measuring risk exposure and determining the premium with which to insure that risk.
Each insurance company uses its own set of underwriting guidelines in order to determine whether or not the company should accept a proposal. In life insurance this decision process sometimes requires that applicants provide further medical evidence. The underwriters can decide to make a counteroffer in which the premiums have been loaded, or in which various exclusions have been stipulated

Answer 2

greetings...

an underwriter is a business term...

these are persons who acts as middle men between two

transacting parties such as banks or two corporations when

they are dealing with instruments such as bonds...

Answer 3

cushely the guy or guys that pay for or part of a progect. honer able menthen if any thing

Answer 4

supplier of the money being loaned