從美國回台該把帳戶關掉嗎?(bank of america)

Question

我最近這幾個月在美國遊學
但快要回台灣了
剛到美國時有開了一個BoA的戶頭
不知道該不該結清?(不結清怕會被盜用成人頭戶)

之後學校會寄一張支票給我 我留的是我美國阿姨家的地址
但我擔心若我回台灣之前都還沒收到這張支票
我該要怎樣才能把這張支票兌現呢?
帳戶不結清的話 是不是我阿姨還可以幫我存進我的戶頭?
那我可以從台灣的BoA領出來嗎? 要多少手續費?

或者我還有什麼方式可以選擇?
謝謝~

Answer 1

You will not be able to withdraw your money from BOA in Taiwan, because its purpose is for Business Only not for individual

但我擔心若我回台灣之前都還沒收到這張支票
我該要怎樣才能把這張支票兌現呢?

There are three options you can cash the check:
1. After closing your BOA account, ask you aunt to mail the check back to you. You do deposit in Taiwan.

2. Go ahead ask your aunt to give you same amount of money as the check. Whenever, she receives it; she just do the endorsement for you in the back of the check. Then, she deposit the check to her account

3. Leave your account there in the us. There is no such 人頭戶 in the us, especially at Bank of America

2007-06-20 05:46:31 補充：
If you take option 3, make sure there are enough money in your account in order to meet BOA requirements...