Q1: 有有Ｄ figure, data see see la?
Q2: 風險高定低?
Q3:利息又高唔高呀?
Q4: which banks have this currency buy?
2007-03-12 17:00:47 · 4 個解答 · 發問者 panda 5 in 商業與財經 ➔ 投資
我個人唔會投資喺 ZAR ﹗
風險太高﹗唔係，銀行都唔駛將個差價拉都咁大，孖展都冇得做啦 (ref 恒生銀行)﹗
南非蘭特 ZAR 1.0320 1.0680 差36點子 (即每HKD10,680 蝕梗HKD360) 相比
紐西蘭元 NZD 5.4570 5.4830 差26點子 (即每HKD54,830 先蝕HKD260) 相差太遠
冇錯，利息好高﹗但都未必補得返。
例：
HKD10,000 → ZAR
@1.0680
=ZAR9,363.30
如果做12個月定期
利率 6.125%
一年利息 ZAR573.5
本利共收 ZAR9,936.80
如匯價不變
ZAR9,936.80 → HKD
@1.0320
=HKD10,254.78
即一年只收到HKD254.78之回報
但如果我用呢HKD10,000，就咁做港幣12個月定期：
利率 2.75%
一年利息 HKD275
本利共收 HKD10,275
比起ZAR還要高
(港幣12個月定期利率 2.75%是最起碼的，以恒生計，如用其 e-Banking 仲有3.05%)
所以......制唔過﹗唔好諗啦﹗﹗真係唔化算﹗﹗
2007-03-19 19:30:17 · answer #1 · answered by 3308 6 · 0⤊ 0⤋
i 've also noticed this currency for 2 months. ZAR, as i think, is a very high interest currency and the risk is relatvely high compare with the other currencies.
i 've already kept watch for this for two months and i still haven't buy it coz i think it can still be a little bit lower.
and i am now having the reference of the currency rate from hang seng bank.
if u want to buy, i will recommend u to wait for a lower rate as i do!!
2007-03-17 10:40:00 · answer #2 · answered by C 1 · 0⤊ 0⤋
非洲國家局勢不隱定, 對投資者是有風險, 若然有甚麼內亂或戰事,
那些貨幣有機會一文不值, 這是個人意見. 有很多銀行也有南非蘭
特買, 各大銀行有售.
2007-03-12 18:10:05 · answer #3 · answered by well done 7 · 0⤊ 0⤋
不值得!!!!!!!
2007-03-12 17:02:25 · answer #4 · answered by wingsum 2 · 0⤊ 0⤋