幫我修改一下英文，急需。謝謝！！

Question

本文是以澎湖地區民眾為調查對象，透過調查和收集資料，了解發展之現況，針對消費者對網路銀行的了解狀況，並分析消費者使用的瓶頸障礙做相關議題。並針對玉山銀行來做探討的個案，對玉山銀行的成立與服務做概述，並且與玉山銀行做相關的訪談。
本研究是採取便利抽樣，對澎湖地區的一般民眾進行問卷調查，共計回收304份，其中有效問卷為297份。詢問受訪者對網路銀行的了解為何？並提及消費者對使用障礙為何？

The survey aims at the object of Penghu citizens and presents general people’s realization of internet banking. In this survey, we compile and analyze internet banking development and people’s choke points at internet banking. We make an issue of the establishment and banking services of Yushan Bank by interviews with E-Sun Bank authority in this survey.
The research has been undergone by means of sampling from Penghu citizens. We received 304 copies of questionnaire, 297 copies of which are effective. The questionnaire is designed to realize how people have got in touch with internet banking, and what they have encountered in internet banking.

Answer 1

This text regards people of area of Penghu as respondents, and collect the materials through the investigation, find out about the present situation of development, direct against the state of consumer's knowledge of network bank, analyse that does relevant topics in bottleneck obstacle that consumers use. And case that probe into comes to the bank of Yushan, do the summary to the establishment and service of the bank of Yushan, and do relevant interview with the bank of Yushan. Research this to adopt facility sample, carry on questionnaire investigation to general people, Penghu of area, retrieve 304 altogether, among them the effective questionnaire is 297.  Why inquire interviewee's knowledge of network bank? Why mention consumers to the obstacle of using?  

Answer 2

The survey aims at AN object of Penghu citizens and presents THE general PUBLIC'S UNDERSTANDINGS IN THE internet banking. In this survey, we HAVE compileD and analyzeD THE GROWTH OF THE internet banking and THE PUBLIC'S points ON THE internet banking.
IN THE SURVEY, we HAVE ALSO maDe a STATEMENT of the establishment of Yushan Bank and ITS banking services THROUGH THE interviews with E-Sun Bank authority.

The research WAS undergone by A FORM OF QUESTIONNAIRE, WHERE WE HAVE GOT OPPINIONS from THE Penghu citizens.
OUT OF 304 copies of questionnaire, 297 copies are effective.
The GOAL OF THE questionnaire is to UNDERSTAND how people have got TO KNOW ABOUT THE internet banking, and what THE ISSUES AND PROBLEMS they MAY have encountered WHILE DOING internet banking.

(understand才是正確的用法, 取代realize)