we really want to get married, it's complicated?

Question

I am engaged to a wonderful man, but the only problem is that I have children from a previous marriage. I currently am able to get government assistance to help with cost of health care. If me and my fiance get married, will that affect my assitance? We really want to get married, but are afraid we can't afford additional health care costs. Is he still responsible for providing health care even though they aren't his biological children?

Answer 1

Legally, he would not be respondible for providing health care. However were he able to afford to do so, it would only be right. If the two of you get married and he adds you on his health care he will already be paying family rates, so why not add the children as well? (If that is the case) As far as will it effect the assistance you receive? Depends on what type assistance. For welfare, food stamps, etc, then yes, all income has to be reported and once you are married, his income counts. As for medical for the children, not always. Children get medical if it is needed, period. If you too are on medical, then you may lose that if you get married. I would suggest talking with someone where you get assistance to find out what their rules and regulations are.

Answer 2

well, lets see.
This isnt complicated at all.
If you're living with your fiance, then the government is supposed to count his income regardless of whether or not you are married, the second you live with someone who is considered your FIANCE then they count his income towards the health care anyways.
The Birth Father is always going to be responsible for the health care of your children. No matter if you remarry or not. The government also has a health insurance plan for people who make too much to get assistance. It is still under the same assistance program, but it is a small fee based insurance plan. I'd inquire about that with your case-worker.
Do not refuse to marry a man because you are too comfortable living off government assistance, that doesnt make you a good person. If your fiane works, then he should be able to get a family plan for health insurance. Look into your options. THere's plenty out there.
Humana has insurance for families that isnt all that ridiculously priced. If you can't afford that, talk to your case-worker and they will help you out, and find you a program that works for your income guidelines. I know these things in Wisconsin, so I'd be able to give you more detailed assistance if you lived in wisconsin. Good luck.

Answer 3

I would check with a lawyer. Some government assistance ends when someone gets married, check with the office that provides the assistance. I think in Ohio, the father of the children usually pays health insurance. I'm not sure though.

Answer 4

Sorry Hun. I had the same problem too. The city pays for my daycare, and this August, they have to quit b/c my household income is considered going up. Go talk to the state assistance people and ask them what the guidlines are if they arent his kids. Chances are healthcare will still be provided. Daycare, on the other hand may be a problem. Does your ex pay? If he doesnt that may help as well. I do know though, that my daycare is going up, because I am going to be a Mrs. I dont know if he'd be considered responsible if they arent his biological kids. Good luck!

Answer 5

I have no idea where you are from but here in Australia, as soon as I moved in with my man, married or not. His income affected my allowance that I get for my kids.
I had problems coming to term with the fact that I was not solely responsible for paying for my kids. I was used to being independant and paying for everything. He ended up gettin mad and saying that he WANTED to be involved in providing for my kids. He is with me but he also chose my ready made family as well.
If this man wants to marry you, he is taking on your kids as well. He would be responsible for any children you have together too.
I lost my health care card when we moved in together. I lost a lot of my benefits too. But it is so worth it.
If you are worried about being broke, surely by living together one of you will be no longer paying rent?
If he does not want to provide for your family, then I would have some serious misgivings about how a marriage will work. Will he end up resenting having to contribute to the costs of raising another mans kids?
Surely you get maintainance from your ex? If not, maybe this is the time to pursue it. you could also maybe get a part time job to supplement your payments.

Answer 6

If you get married, you will have a dual income. You will be covered by his health insurance; however, they won't. Why don't you get a job w/ health insurance. Not to put you down, but your responsibility to your children is to give them proper care. That includes insurance.

Why don't you have their biological father have them on his insurance?

Answer 7

your getting married will definitely effect the assistance you're receiving from the government....likely to the tune of you being removed if your husband's income will exceed any assistance you're receiving. if you want to get married get married; you'll be like the rest of us having to rely on a work income or incomes as you may need to join the workforce. you may be able to keep the medical coverage.

Answer 8

If his income will bump you out of the assistance range then yes, you could lose the coverage for your children. You need to contact the provider for their insurance and see what type of restrictions they have on income.

Answer 9

fileing taxes jointly will add his income to yours. yes. it will effect it. just call up the people that you get assistance from and tell them the story. all the figures such as what he makes. and his coverage. they can give you the best advice

2 incomes are better than one.

buy a small house. costs same or less than renting.

Answer 10

no, hes not responsible for your kids health care. however, his income will be figured in as to how much government assistance you get for them.