A collection company has threatened to send a letter to my employer to begin wage garnishment...?

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A collection company has threatened to send a letter to my employer to begin wage garnishment...?

If I don't pay them, will they contact my employer?

2007-03-20 11:05:21 · 2 answers · asked by scottlcsw@verizon.net 1 in Business & Finance ➔ Other - Business & Finance

2 answers

They can if they have a judgment against you already. If they dont they cannot and it would be a violation of law just to threaten something they cannot do according to the Fair Debt Collection Practices Act.

2007-03-20 11:10:44 · answer #1 · answered by johnny holmes 2 · 1⤊ 0⤋

Wage garnishments have to go through the courts. Any garnishment letters would come from the court also. If they told you that they would send a garnishment notice, they have made an illegal threat to you. You could report them to the state's attorney general and collect big bucks for that.

2007-03-20 11:09:58 · answer #2 · answered by Brian G 6 · 2⤊ 1⤋