2007-02-16 02:50:22 · 10 answers · asked by FIONA W 1 in Business & Finance ➔ Other - Business & Finance
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,
try that website , heard its pretty good and ill be trying it myself as soon as i get my printer working
2007-02-16 02:55:45 · answer #1 · answered by darren w 2 · 1⤊ 1⤋
Getting OD charges reversed/refunded will depend on a few things.
1) Do you have a regular history of overdrawing your account? If so, don't count on a refund.
2) Is your balance (and or combined balances) in the 5 or 6 figures? If so, then you can threaten to close all the accounts and chances are you'll get the money back... banks always look at their profit/loss possiblities in determining that.
3) Was it a bank error? You should get that back no problem.
4) What is your relationship with the branch?
a) Good standing/nice customer - 50/50 chance to get it back with a simple please and a smile.
b) Bad standing/irritating customer - not a chance.
Hopefully you "qualify" to get your money back... ask for a manager if you feel you honestly are due those fees back.
2007-02-16 03:02:03 · answer #2 · answered by In my humble opinion... 2 · 0⤊ 0⤋
A good place to get all the advice you want is to go to this website:
www.MoneySavingExpert.com
You probably will need to sign up for Martin's Money Tips E-mail but it is totally free and give you plenty of suggestions and step by step way to get your money back from the banks. Reclaiming bank charges is actually the headline this week!
It is written by the money expert from this morning. It is a very interesting website and worth checking out and recommending to all your friends.
Good Luck!
2007-02-16 03:05:30 · answer #3 · answered by Frenchie 1 · 0⤊ 0⤋
there has been a lot on Martin Lewis web site on reclaiming bank charges
2007-02-16 03:00:12 · answer #4 · answered by lucy 4 · 0⤊ 0⤋
try www.unfairbankcharge.co.uk you fill in a short form and they go about trying to claim money back for you, you don't even have to step foot in the bank or do anything else! Plus the more banks have to deal with claims from these people, maybe it'll make them realise they can'y keep ripping us off!
Steph x
2007-02-16 11:38:53 · answer #5 · answered by Anonymous · 0⤊ 0⤋
my father is doing this, if you log onto your bank and find ombusman dont know how to spell that but any way there r forms you fill out. that how to claim the money back it can be has far back as seven years i think
2007-02-16 02:57:04 · answer #6 · answered by rob 3 · 0⤊ 0⤋
confident, they'd, yet once you telephone and ***** in a comfortable and controlled way, and don't come off the telephone. do no longer enable them to declare, confident, yet there is not any longer something we are in a position to do, there is. I truthfully have completed this two times and have been given my costs back as "goodwill"
2016-10-02 06:00:56 · answer #7 · answered by ? 3 · 0⤊ 0⤋
Template letter here --> http://www.moneytowers.com/2006/banking-credit/template-for-claiming-back-unfair-bank-charges/
Steps you need to take to get the charges refunded here --> http://www.moneytowers.com/2006/banking-credit/claim-back-unfair-bank-charges/
2007-02-19 22:25:46 · answer #8 · answered by Clem 3 · 0⤊ 0⤋
All the templates for these sorts of letters are on moneysavingexpert
2007-02-16 02:59:23 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Call them up and tell them (firmly) to cancel them and they will refund the charges.
2007-02-16 02:53:39 · answer #10 · answered by Anonymous · 0⤊ 0⤋