How can I pay my bills while in school without lots of loans?

Question

I have lots of bills, and initially bring home about $2000 per month. I don't have a savings, if I buy "extra, not needed" things over the cost of $300 in one month, I am broke. I really don't want to take out almost $2000 a month in loans for 2 years, that would be crazy!! I would have a part time job, but cannot afford the time to be a full time worker.

Oh, and I already have a roommate, want a part time job. My bills are mostly credit cards, insurance, rent, food, nothing extravagant. I can't really cut back. The credit cards haven't been used in a year -- I promise --- and the amount I have on them is from living expenses from when I was in college for my first degree. I won't use them again for living expenses -- bad idea!!

Answer 1

Get a crappy job on the weekends, play the lotto once in a while, hit your parents up (try to make them feel guilty). Play guitar at a coffee shop for change, be a tutor, put something weird on e-bay for publicity sake and see what happens.

Answer 2

Don't bother with the lottery. How about getting a roommate? Or you could get a job on campus - they usually have part-time work you can do while you're studying. I worked in the kitchen, I was a library assistant, gym monitor, exam proctor, and worked as a teaching assistant for two departments while I was in college. Profs usually don't want to do their own grading - look for an intro prof in a math or science course that will pay you to grade for them.

Answer 3

I'd go for the loans. I took out a lot in school-you don't have to pay them while in school and they payments are pretty small since interest rates on student loans are fairly low. Otherwise you can work, but that may affect your grades. Maybe check on scholarships. Maybe you can reduce your monthly expenses by making some sacrifices...

Answer 4

id recommend play the lottery everyday...buy dollar ticket everyday and pray that u win