Renting & Real Estate - June 2007

he said the loan will just be in his name and the title will be in both of our names? should we split up... who would get the house? and how will this affect my credit score?

2007-06-15 11:40:19 · 7 answers · asked by valerie b 1

2007-06-15 11:07:34 · 1 answers · asked by searcher 1

Please suggest me how long should i waite. should i pay more towards my principle?
value of the house is 580000 and about i want to refinance is 216000

2007-06-15 10:58:56 · 7 answers · asked by jayis19 1

If you also know that the repairs have been completed by a qualified restoration company --- would the knowledge of the previous damage cause you to not want to purchase the home or condo? Would it affect the price you were willing to pay?

2007-06-15 09:23:45 · 4 answers · asked by AriesJWR 4

my job wants me to move 100 miles away. can i get out of my lease at my apt without paying?

2007-06-15 09:22:46 · 3 answers · asked by Anonymous

we made an offer on a house & from our understanding we had the highest offer but now they want us to give them a "highest and best" offer. the realtor told my boyfriend that they were going with our offer until they found out it would be bought with a VA loan. she said the seller (which is a finance company) doesn't like to deal with VA loans because they rarely can pass the house inspections & they have had problems with the VA loans. the lady from the VA said they only inspection they "require" is a termite inspection & not a house inspection. she is contacting the realtor. does this sound right or does it sound like discrimination?

2007-06-15 08:25:09 · 12 answers · asked by Anonymous

...of how to Purchase a home? and in what steps they should go about purchasing?

It seems to me that alot of people are absolutely confused about what exactly needs to happen, and in what steps they should happen.

2007-06-15 08:19:41 · 4 answers · asked by Anonymous

He owns the large expensive DC house with no mortgage. I just got first full time job in DC making a decent salary. We are domestic partners - cannot legally get married. Some people argue I shouldn't even be paying monthly "rent" to him but I figure I would pay anywhere I live. Should I also be responsible for a part of all utilities including electric, gas, telephone, etc. or is my "rent payment" which is slightly high but average for DC (950/month) enough? I don't know what the common best thing to do is.

2007-06-15 08:16:10 · 13 answers · asked by Seth R 1

I have a prepayment penalty on my mortgage but it might be worth it to refinance my home before the 2 year requirement is up. Is that something that I can do? I already have about 30K+ of equity in my home and i know that my prepayment penalty is about 4K if I were to sell it right now
Also what is involved with refinancing your home? Do you have to go through the same credit check/employment crap like the first time?
ok here are my details...
both my husband and I have different jobs. His job is commision based and i work A LOT less hours than I used to.

We have 2 mortgages because we are young and that was the way we could get into a house
first payment is 820 at 7.7% interest
second payment is 323 at 11% interest.
I am just looking to refinance and not take any money out. just to lower our payments. to pay off both loans it would be 160k, and that would include the prepayment penalty.

we both have really good credit but I am thinking the job thing might be a problem??

2007-06-15 08:10:09 · 4 answers · asked by jenleebrandt 2

I've read several postings regarding condo associations and the enforceability of the rules. In some cases, people have been able to challenge and win.

I ask because the market I own is in the pits for selling real-estate, but actually seeing a very tight rental market. I consider many of the condo rules to be limiting and probably lowering our potential value compared to competitive buildings that have more liberal rules.

2007-06-15 08:00:52 · 3 answers · asked by Gus G 1

If I asked the builder what the value was and if the market had changed and they advised me that the house was worth more than what I was paying, yet when asked why the appraisal didn't have the high value was advised they can only go off pruchase contract which was 7/05 value. Lender and builder were the same in az. Any ideas - the house is worth less than the mortgage. HELP, help.

2007-06-15 07:30:11 · 9 answers · asked by Anonymous

For the area within the perimeter/cobb county.

2007-06-15 06:53:50 · 1 answers · asked by SOS_Naija 1

Like fools, my husband and I were convinced by my mother who was recently divorced and had no where to go that we should sale our small home and buy a new big home that would accomodate her moving in with us. We didn't really want to as, the house we had was small, but very affordable, but she's my mom and I felt bad for her.So She gave us $20k and we bought a bigger home. Now, 6 months later it is not working out to say the least, our one condition of her living with us was that her ex-husband who is a drug addict & a criminal was never allowed to be in my home. She told me he moved to the east coast & he was gone.I was suspicious cuz things in my home appered to be tampered with.I installed surveillance cameras & caught him in my home.Now I am having her evicted but she is syaing she owns 1/3 of this house.I am giving her $20K back no problem, but she really thinks she owns a 1/3.Her name is on nothing and we have no contracts or writen agreements.Does she have a case?

2007-06-15 06:26:51 · 19 answers · asked by Anonymous

What happens after they foreclosure on me, do they take the house and go after me for the amount I owe?

2007-06-15 06:16:02 · 8 answers · asked by Anonymous

I have considered buying the home. Do i need to contact the landlord or the morgage company that is foreclosing? And what are the chances of getting a good deal? or is it just a waste of my time and i need to start packing?

2007-06-15 06:00:10 · 4 answers · asked by Blake T 1

The home I really want to make an offer on is said to be in pre foreclosure. The preliminary title search I had done does not list any NOD or judgement. The agent I have been talking to said that she heard the owner has just had one contract fall over, but doesn't know why. Will my offer, if and when I make it,(there are some other issues I have to sort out first), and assuming no NOD, need lender's approval?

2007-06-15 05:58:16 · 7 answers · asked by LucyJ 1

2007-06-15 05:50:12 · 12 answers · asked by ARTIS C bebececedede 2

I asked a question about searching a property title in the Yahoo community recently. In one answer, there was a reference to a mechanics lien being an example of an encumbrance. I read somewhere that unpaid subcontractors could seek this remedy, but who would foreclose on the property in this case? If I want to make an offer on a property with such a lien, how can I help the seller settle the claim first?

2007-06-15 05:48:25 · 4 answers · asked by LucyJ 1

The mortgage is approved but with rate of 12%. I cannot afford the mortgage, taxes, insurance and condo fee at $1250.00 per month.

2007-06-15 05:32:15 · 7 answers · asked by LadyTidewater 1

i would like to know every ones opinion on was going to take place with the real estate market over the next few years , im think of buying a 200,000 townhouse in brownard county plantation south florida , 10 years ago that same 200,000 place was only 90,000 do you think that that same 200,000 place could ever go back down to 90,000 , im just a little nevous and not sure if i should buy now , i must admit though that when i brought my house on long island new york for 300,000 back in 2001 i thought i was over paying and that i was getting ripped off who would have thought i it would go to 600,000 which i am in contract for its sold im hoping , any advice would be great

2007-06-15 04:45:47 · 10 answers · asked by lee s 1

We had a lease agreement with an apartment complex for 1 year, we fulfilled our lease agreement and signed a new lease agreement for the up-coming year,unfortunatly we had to break it 3 months & 11 days early as we purchased our first home. We handed our Apt. Manager our 30 day written notice they appeard to have no problems with this but did in fact tell us we'd have to pay close to 3000.00 in fees for breaking our lease...but also said "don't worry about it we'll work something out" a good 3 months went by and we heard nothing from anyone, We now have been getting calls from an aggressive collection agency wanting to recorver that $3000.00. Any suggestions or advice. We do feel we owe for the 3 months & 11 days we left early but they are seeking a thousand or so more $ than what our rent even would equal up to in 3 months time,adding consessions/breaking the lease fees etc,they say they will take us to court/garnish wages and put a lean on our house. HELP!!!

2007-06-15 04:41:49 · 4 answers · asked by Anonymous

She will likely be going to a smaller apt.

Would any of you with real estate or home buying/selling experience leave the great room furniture and the bedroom furniture so the house would show better and live on bare bones at the new apt?

Or, would you just empty the house of furniture, take it all to the new apt. and let it show that way?

Or, should she ask her single friend and new co-worker she will be working with who has a HUGE house with extra bedrooms available if she can stay with her until her house sells?

Thanks!

2007-06-15 04:16:10 · 5 answers · asked by georgiarevenuer 1

2007-06-15 04:12:24 · 3 answers · asked by soflysaez 1

2007-06-15 04:12:12 · 4 answers · asked by yikes 1

I bought a hud home 6 years ago and found it on a list online free. I am now trying to buy another house the same way and am running into websites that want to charge fees. Any sites out there that will not charge me for this info? Thanks in advance,
trying to upgrade into a larger home.

2007-06-15 03:56:57 · 4 answers · asked by jen 1

I am a Realtor I have had a listing for about 8 months now, orginally we priced the home close to it's apprasied vaule.. after months and months on the market with no offers the sellers lowered the price. Yesterday we got TWO offers one was very low and not even to be considered the other one was only $5000 away from the asking price.. I agreed to take 1% off my commision to make it a difference of only $2800.

The sellers have a daguhter that is willing to move into the house now so they are not that desperate to sell but I ask this.. if you had the opporutnity to sell for a difference of $2800 would you??

What else could I do as the agent to help them? I don't really want to see them go thru this again when the daughter moves out in a year or so..

Thanks!

2007-06-15 03:38:30 · 7 answers · asked by Rosie 4

2007-06-15 03:36:21 · 8 answers · asked by dullerd 2

I prefer to find someone that owns a house that is renting out a room rather than an apartment. Any website that I've seen (roomster, etc) you have to pay to check your messeges. I'm not going to pay 30 dollars a month fo that. Does anyone know of any FREE websites where I can try to find someone in my area (Illinois) that is renting out a room or apartment?

2007-06-15 03:34:42 · 7 answers · asked by Katherina G 2

"Is there anything I can do to force the buyers of my home to get their financing? There are no contingencies and it is a straight forward, solid contract. They had 30 days to obtain financing, it is now 60 days since the signing of the contract, they have asked for extensions, which I gave them, but they still have done nothing. They keep saying they want it and just need one more week. But I hear that EVERY week. I'm tired of being walked on, yet I really need my house to sell. Its in a hard to sell town (country area, no city). I also have a contract on a house for myself contingent upon the closing of this contract. I'm afraid I will lose the house I wanted to move into if this contract falls through. Any help or advise would be greatly appreciated. Also, my real estate agent is from a well known national agency and has never came across this before. She has also asked other agents and they are all dumbfounded as to why the buyers would still be dragging their feet."

2007-06-15 03:28:32 · 5 answers · asked by tiffany m 1

2007-06-15 03:20:40 · 10 answers · asked by iris m 1