Problem w/ our furnace started late December. Several people came out & check it including folks from the home waranty co. They told us to get it cleaned out, serviced, & even replaced a sensor all about $650.
Turns out, our furnace heat exchanger (oil heater part that converts the oil to heat) cracked & has been band-aided (last Wed) until the insurance co can work w/ the contractor. The folks from the oil co could relace the furnace on next day for $3k. The insurance co says that they will only pay for the labor of the contractor b/c the exchanger is still under manufacturer warranty & gave cash option of $1200 for someone else to do it.
They called yesterday & said the exchanger is on 2-3 wk back order & will offers new furnace by end of week. New problem: this will add $855 out of pocket + $100 deductable! B/c of disposal, upgrades, liner, & modifying that is not covered.
2007-02-07
02:25:01
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4 answers
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asked by
ricks
5
in
Insurance